How an Auto Service Contract Saves You Money

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National Vehicle Protection Services is Certified Member

There are several companies that now offer vehicle protection plans. Only a few have been advertised in the media. Some of the better companies may not have advertised. To find out which vehicle protection plan provider is the most reliable, consult with a trusted garage, dealership or third party provider. Such businesses work with auto service contract providers on a daily basis and know which ones are reputable. With the right company, a service contract can save you a lot of money.

An auto service contract can save you money by paying for the cost of expensive repairs. Different companies offer competitive prices and different contract terms, based on the needs of car owners. Some may offer plans with $100 deductibles, $200 deductibles, or more. The higher the deductible per repair, the lower the cost of the plan will be. However, cost may also be based on the model year, condition, and mileage of the vehicle.

Even with higher deductibles or out of pocket costs, the plans can be worthwhile. Even one repair can pay for itself　with the savings you can experience with a suitable plan to cover vehicle repairs. An auto service contract can cover　your vehicle from large repair costs　from 1 year to 7 years　depending on the age of your vehicle.

An auto service contract can be good for major repairs such as engines, transmissions, and other costly internal parts. But buyers should use caution when selecting a vehicle protection plan for many reasons.

Those who have recently purchased a new car will likely have major repairs covered by the manufacturer’s warranty. Usually there is no need to buy a duplicate contract to cover what is already covered. In some states an auto service contract must provide additional protection where existing warranties cover certain repairs.　　

Before agreeing to pay or make payments on any vehicle protection plan, make sure to read the fine print. Some companies will exclude parts that are too old and some will not cover damaged parts if they are the result of uncovered parts. Find out exactly what is covered before agreeing to purchase any auto service contract.

When determining if a vehicle protection plan may be suitable, consider the different types of　auto protection plans. If the vehicle is no longer covered under the original manufacturer warranty, it is a　good idea to　purchase the　additional protection. A typical plan will cost from $1000 and up. Make sure you look for a policy　without many exclusions before choosing a suitable plan.

Many dealerships, independent repair shops, and franchise service centers honor several types of auto service contracts. However, they will try to avoid those that require waiting too long for approval or that try to negotiate the price of the repair too low for the repair shop to make any money. In most cases though, dealers and repair shops are happy to honor the policy as long as the warranty provider pays directly with a corporate credit card.

It is a good idea to check with your favorite dealership or repair facility or third party such as National Vehicle Protection Services　to see if they will honor a particular vehicle protection plan. You may value the trusted advice and knowledge of a reliable shop over the ability to save a few hundred dollars.

Tips when purchasing your auto warranty

Posted on September 16, 2011 by Your Auto Protection Plans

Auto Protection Plans and Vehicle Protection Plans have turned into an essential part of owing your vehicle. Because every vehicle is made with advanced technology it has become nearly impossible to operate and fix your vehicle nowadays.

There are many companies out there that provide auto warranties and extended service contracts. You must be careful on who you choose to go through. Here are some tips when you are shopping for your auto protection plan:

1.) Make sure the company is backed by an A rated insurance company. This will ensure if something were to happen to the company your claims will still be handled.

2.) Know your coverage. Ask all the questions that need to be asked regarding your coverage and the terms. You want to have the highest level of vehicle protection at the fairest price.

3.) Check ratings on the company. There are many websites and forums that will let you know how the company operates.

4.) Stay away from the dealer contracts. This contracts are usually marked up much higher than most policies out there.

5.) Make sure the company operates under an association. An example would be the Vehicle Protection Association.

Whenever you choose your policy, review the contract and have it looked over by your mechanic or even your attorney to assure there is no fine print that will allow the warranty company to deny claims.

Why Used Car Warranties When Buying Used Cars

Posted on September 8, 2011 by Your Auto Protection Plans

Why auto warranties are worth it for when buying used cars

Buying an extended auto warranty for when your purchasing a used car will make sure you are completely covered. Whether you purchased a used car from a dealership or a private seller you need to be aware of the extended vehicle protection when buying a used car and the used car warranty. There are different things you need to think about due to no one wanting any surprised expenses. This will happen and the question is can you afford the auto repair.

There are many companies to purchase a used car warranty from. Be smart whom you choose. One of the well known auto warranty companies is National Vehicle Protection Services at http://www.nationalvehicleprotection.com. When it is time to purchase your vehicle protection, make sure you pick the right plan for you at a price that is fair.

Used Car Warranties – Why ALL Regret Not Having One

Posted on August 31, 2011 by Your Auto Protection Plans

There you are, beautiful morning on the way to work with no concerns in the world. You are driving your 2008 Chevy and you have never loved a car more than this. It has been the most reliable used car. You are religous of the routine maintence, you change the oil anytime it’s needed with synthetic. This car is so up to date and so well taken care of the thought of needing any kind of extra insurance or a vehicle service contract is not something your 2008 will need regardless of the factory warranty just recently expiring. You are that one person in the world who’s vehicle will no way break down. You decide to not take advantage of the used car warranty when offered at the dealer nor when you spoke with the other auto warranty providers.

Without a moments thought your check engine has come on.of course frusterated, you prepare for the worst but hope for the best. The car is still running so no need for any roadside assistance or towing (VERY LUCKY) so you decide to drive to the dealer or shop for your diagnostic check. That diagnostic check, which is designed to find the problem and that is it, has just cost around $125 – $200. When the check comes back the dealer or shop encounter a simple problem with some electricals. You are relieved to this news and begin to wait for the total diagnostic and what this might cost. After an hour the service department manager greets you with the great news that it is only going to cost $1200 for this minor repair. $112/hr for labor for 6 hours plus the part.

It’s at this point of when it happens. The service department manager asks that question you were so sure you would never have to hear, Do you have a vehicle service contract or would you like to pay this with cash or credit. This happens to most out there and it’s never a great feeling. These used car warranties are made to prevent these problems and in most scenerios are very much worth the money and can end up easily paying for themselves.

Used Car Warranties – Why All Regret When it’s Needed